From Two Properties to Three: How an Experienced Investor Discovered Co-Living

Sahin P. was no beginner. Working in Frankfurt, he had already invested in real estate and owned two properties before he ever spoke to LDP Group. But his portfolio was built the conventional way: standard apartments, standard tenants, standard returns. The concept of buying a property, fully modernizing it, and restructuring it into a co-living asset was completely new to him. And as an experienced investor, he brought strict requirements to the table: the numbers had to work before tax, the financing had to preserve his capital, and the location had to be one tenants actually want. He was not going to take promises on faith.

Sahin wanted to grow his portfolio without tying up capital, and he wanted to see whether the co-living model could outperform his existing conventional properties. Concretely: 100% financing of the purchase price, a property that would be cash-flow positive before tax from the start, a professional modernization he would not have to manage himself, and a location with lasting tenant demand.

LDP Group followed through on every promise. Sahin purchased a 640.000 € property with just 33.000 € down, while the bank financed 100% of the purchase price. LDP Group then managed the entire renovation process: the property was fully modernized and restructured into a co-living unit, in close proximity to the U-Bahn station, exactly the kind of location co-living tenants pay a premium for. The result is a property that pays itself off and still leaves extra positive cashflow every month, before any tax effects. On top of that, the renovation is expected to generate around 20.000 € in tax benefits, a lever that is especially powerful for high-earning professionals and expats in Germany, where modernization costs can be set against some of the highest income tax rates in Europe. Today, Sahin controls three assets from Frankfurt, and his newest one is the strongest performer in the portfolio.

"I already owned two properties, so I came in with strict requirements and honestly some skepticism. Modernizing and restructuring into co-living was completely new to me. LDP Group delivered exactly what they promised: 100% financed, cash-flow positive, fully renovated. My third property is my best one." Sahin P. (suggested quote, to be approved by the client)